277 | How to Rebalance Your Investment Portfolio

Ten burpees a day could change your life—not because burpees are magic, but because you'd be someone who does hard things daily. Brad and Jonathan expand this idea from fitness into your investment portfolio, exploring why your strategy needs regular reassessment just like your workout routine.

Key Topics

Investor Policy Statement
Your investment strategy isn't set-it-and-forget-it. Brad and Jonathan walk through why you need a living document that outlines your strategy, risk tolerance, and goals—and how to adjust it when markets shift.

[00:14:30] What is an investor policy statement? - A document that outlines your investment strategy, risk tolerance, and goals.

Small Actions, Big Results
Committing to 10 burpees daily sounds trivial, but it builds the same proactive discipline that separates intentional investors from passive ones.

[00:04:29] "What would change if you committed to doing 10 burpees every day?"

Equal Weighting vs. Cap Weighting
Should your portfolio mirror the market's concentration in mega-cap stocks, or spread risk evenly across holdings? The hosts examine equal-weighted strategies as a diversification tool in volatile markets.

[00:15:07] Equal weighting gives each asset the same portfolio weight, while cap weighting allocates more to larger companies based on market capitalization.

Financial Conversations with Your Partner
Misaligned assumptions about retirement, risk, or spending can derail even the best plan. Have the awkward conversation now.

[00:17:57] Action Item: Discuss your financial strategy openly with your partner for better alignment on future goals.

Timestamps

• [00:00:00] Introduction to the Investor Policy Statement
• [00:01:34] Burpee Challenge and Fitness Discussion
• [00:14:30] Analyzing Investment Strategies
• [00:17:35] Importance of Risk Tolerance
• [00:56:30] Neighborhood Wins – Community Achievements

Notable Quotes

• [00:04:50] "Take action today, no matter how small it is."
• [00:11:05] "Small actions compound into significant outcomes."
• [00:07:40] "Be intentional about your life's narrative and choices."

Related Resources

• Atomic Habits by James Clear

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▶ Listen Next: Ep. 284 — The Simple Path to Wealth: JL Collins on Index Fund Investing | Essential Listening

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