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Crypto News Today
Crypto News Today

Daily Crypto Deep Dive: XRP to $5.40 or Zero? The Bulls vs Bears

11 min•22 september 2026

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A thousand XRP at $5.40 would be worth $5,400. But how strong is the argument that it ever gets there?


Peter Brandt’s latest long-term XRP projection has given holders a big number to think about. Today, we put it under pressure, bringing together ten named traders, investment professionals and industry voices to examine the bullish case and the strongest objections.


We cover Ali Martinez’s nearer-term resistance level, Standard Chartered analyst Geoffrey Kendrick’s cut from an $8 year-end target to $2.80, and Canary Capital co-founder Steven McClurg’s outlook for XRP and its expanding financial uses.


Then we hear the critics: Kyle Samani, Tushar Jain and Ryan Selkis on whether useful technology translates into a valuable token, plus Justin Bons and David Schwartz’s disagreement over the XRP Ledger’s decentralization. We also unpack Max Keiser’s historical “zero” argument — which referred to XRP’s value against Bitcoin, not a literal dollar-price target.


What could drive sustained demand? Could stablecoins weaken the investment case? And what would $5.40 actually mean for your holdings? We finish with a clear verdict on the opportunity, the risks and the questions holders still need answered.


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For information and discussion only, not personal financial advice. Forecasts and hypothetical portfolio values are not guarantees. Cryptoassets are volatile and you could lose your investment.

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