114. The 5 Best Purchases I Made in My Twenties (That Actually Changed My Life)

In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means to spend wisely.

TIME STAMPS:

00:00 – Intro + Japan travel update & upcoming budget breakdown

03:00 – Financial tools, grad season gifts, and mid-year budget planning

05:00 – Why intentional spending matters in your 20s

06:30 – Best Purchase #1: Breville Barista Express & at-home coffee ritual

10:00 – Best Purchase #2: My nose job + how it built my confidence & business

14:30 – Navigating self-image and spending on appearance

21:00 – Best Purchase #3: The Daily Stoic and mindful morning routines

24:00 – Best Purchase #4: Red light mask & my skincare confidence journey

26:30 – Best Purchase #5: Kindle + why reading changed my life

28:45 – Final thoughts + my mindset behind “worth it” purchases

💸 Personal Finance Dashboard: