142. 2026 State of the Union: Habits, Routines, & Mindsets I’m Leaving Behind & What I’m Focusing On

In this annual State of the Union episode, I’m sharing what’s officially in and out for me in 2026 - from habits and routines to mindset shifts, consumption patterns, and how I want my life to feel going into the new year. We talk about de-centering excessive scrolling, refining consumption, prioritizing sleep and mental health, and leaning harder into hobbies, creativity, and long-form content. I also share the wellness routines, lifestyle shifts, and creators that are inspiring me right now as I move into a slower, more intentional season.

This episode is less about resolutions and more about direction — what I’m choosing to give energy to, and what I’m consciously letting go of.

🎧 Topics include:

👉🏻 My 2026 “outs” (habits, patterns, and energy drains)

👉🏻 My 2026 “ins” (routines, hobbies, wellness, and creativity)

👉🏻 De-centering scrolling, drinking, and over-committing

👉🏻 Sleep hygiene, mental health, and early mornings

👉🏻 Analog hobbies, classes, and learning for joy

👉🏻 Creators I’ve been loving lately (on IG/TT)

@glowwithella , @thewellnessprocesspod , @beccahimsworth , @gabrielleaihara , @kayliestewart, @plantbasedbaby

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 – Welcome + 2026 State of the Union overview

2:30 – Gratitude, podcast growth, and leaning into long-form content

5:15 – OUT: Excessive scrolling and low-value TikTok consumption

8:45 – OUT: Drinking culture, over-committing, and overworking

12:30 – OUT: Overconsumption and low-quality spending habits

16:00 – OUT: Anxiety patterns, late nights, and decentering dating

20:30 – IN: Elevated casual living and daily luxuries

23:45 – IN: Tea rituals, bricking my phone, and analog hobbies

27:15 – IN: Early mornings, reading, sauna, and wellness routines

30:00 – Creators I’ve been loving + closing thoughts for 2026