Entrepreneur? How to Budget With Irregular Income and Pay Off Debt | 638

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Hey, budget besties! 💕

If you're self-employed, juggling inconsistent income, and constantly trying to figure out how much money you can actually spend, this episode is for YOU!

Today, we're sitting down with Shelly, a business owner managing TWO businesses, seasonal income, and credit card debt. She's been doing what so many of us think we're supposed to do: making extra money and throwing it straight at debt. But when business slows down, she's right back to using those credit cards to cover everyday expenses.

Sound familiar?

Here's the thing: Paying off debt isn't always the first step toward getting your finances under control. Sometimes, we need to get ahead on our expenses FIRST so we can stop using those credit cards altogether!

In this real-life coaching conversation, we're breaking down how to manage inconsistent income, separate business and personal finances, and create a budget that actually works when your paychecks aren't predictable.

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