From maxing out credit cards in his 20's to building a $100K portfolio by 32

Josh spent his early 20s racking up consumer debt. Holidays, nights out and a car he couldn't afford.

With his 30s approaching, he decided it was time to turn himself from a debt collecting spender, to an investor.

Today at 32 years old he is debt free, investing regularly and his portfolio just ticked over six figures. He joined Jess to share the steps he took to get from there to and now.

This is ‘How I Got Started’ a series where Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00 From Debt to Investing

03:37 Early Money Habits

07:40 Paying Off Debt

10:05 The Financial Wake Up Call

12:06 Learning to Invest

14:05 Building His Portfolio

17:54 Inside His Six Figure Portfolio

22:00 His Investing Strategy

25:00 Lessons and Advice

Links mentioned:

Josh’s book recommendation: I will teach you to be rich by Ramit Sethi

Other Links:

🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.

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Thanks to Ubank for sponsoring this series.

Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day.

You can download Ubank from the App Store or Play Store and sign up in just a few minutes.

Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

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