Money For Couples with Ramit Sethi
208. “We make $157K at 22, but we’re afraid to spend money”
Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today.
They earn a combined income of $157,000, already have more than $60k invested, and live in New York City with shockingly low fixed costs. But despite their impressive financial habits, they’re stuck in a cycle of miscommunication. Javier wants to be cautious now to make big moves later, while Marco wants to split everything 50/50, even if it slows down their long-term progress.
With their income gap and no shared plan for spending, saving, or investing, can they plan for a wedding and build their future together?
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Links mentioned in this episode
• Order my new book: Money for Couples
Connect with Ramit
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
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