Mailbag: incl. How to make money in a down market? November 13, 2022

-- As rates go up, should I leave money in the offset?

-- When to buy tech shares?

-- What's a Bitcoin 'miner'?

-- I love dividends. What about the S&P 500?

-- Should I rebalance my portfolio?

-- How can I whittle down the list of companies to invest in?

-- Will the rise of ETFs harm returns for the rest of us?

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