Give me a title and a 2 sentence description for this story, make them concise hyper factual and make the title very Clickbaity like a news headline.

A top credit rating agency has downgraded the U.S. public-finance score, citing growing debt, political gridlock, and a weakening fiscal outlook. The move signals mounting concern that Washington’s runaway spending and governance issues are eroding global confidence in America’s financial reliability.

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