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Schwab Network

Mortgage Market Flaws Leave Millions Paying Too Much

8 min17 juli 2026

Alex Gailey explains why 87% of homebuyers in 2025 overpaid for their mortgage, often costing them thousands of dollars each year. She breaks down how loyalty to lenders and financial confidence can lead buyers to accept worse terms, and shares practical strategies for securing a better deal through comparison shopping, negotiation, and understanding lender incentives.


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