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Social Currency with Sammi Cohen

The Naked Truth About OnlyFans’ Billion-Dollar Business

13 min9 januari 2026

While tech investors chased ad-based creator platforms, OnlyFans did the opposite—and made billions. Today, Sammi unpacks the counterintuitive decisions that turned OnlyFans into a cultural lightning rod and a creator-economy juggernaut. From dodging the App Store tax and outsourcing discovery to TikTok, to the economics of fan intimacy and the infamous adult-content ban, Sammi explains why OnlyFans works and what makes it nearly impossible to replicate. Plus: can the platform really expand beyond adult content, or is that a recipe for failure?

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00:00 The Business Model of OnlyFans 

01:01 The Founding and Growth of OnlyFans 

01:53 Avoiding the App Store 

02:48 Creator-Led Growth Strategy 

05:10 Monetization Beyond Subscriptions 

06:26 The 2021 Adult Content Ban 

07:39 Leadership and Risk Management 

08:11 Expanding Beyond Adult Content 

10:13 The Future of OnlyFans 

10:52 How to Show Social Currency Some Love 

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