Fraud Alert vs. Credit Freeze: Know the Difference Before You Need It

Most people who think their credit is protected aren't as protected as they believe. Harry Jacobs explains the critical difference between a fraud alert and a credit freeze — why one is a suggestion lenders can ignore and the other is a full lockdown that stops identity theft cold. Including a real case where a fraud alert failed and a fraudulent credit card was opened anyway — and how a credit freeze immediately after prevented every subsequent attempt. Learn when to use each tool, how to set up a freeze at all three bureaus for free, and why a credit freeze should be your default setting if you're not actively applying for new credit.

If you would like a free consultation with Harry Jacobs at Credit Restoration of Nevada, text CREDIT or call 702-778-2000. You may also visit us online at TheCreditShow.info

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