Want a 2.5% mortgage? Buy it.
9 min•5 mars 2026
Remember those juicy mortgage rates from back in 2021? You don’t actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,’ they take a long time to get, and you’ll probably need a fat wad of cash.
On today’s show, how to buy your way into a cheap mortgage rate.
Related episodes:
How mortgage rates get made
How mortgage interest rates work (and why they're currently out of whack)
For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.
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On today’s show, how to buy your way into a cheap mortgage rate.
Related episodes:
How mortgage rates get made
How mortgage interest rates work (and why they're currently out of whack)
For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.
See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.
NPR Privacy Policy
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