Big Debt Requires Bigger Discipline

🔗⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

• "How do I navigate refusing a large monetary gift from family due to cultural expectations?"
• "I'm about to take on $200,000 of student loans, how do I begin to pay this off?"
• "Dave, have you gone soft on Crypto?"
• "I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan"
• "How do I support my household on my own when my husband doesn't work?"
• "Should I take the buyout or the monthly payments for my pension?"
• "How do I ask my boss for a raise?"
• "Should I take out a HELOC for home repairs?"
• "Should I re-enter the workforce if it means that I will be away from my friends and family more?"
• "Is it okay to not buy a home for a couple of years while living in a foreign country?"
• "My husband says I'm financially abusive, is he right?"
• "Can I go on vacation while I am saving for a house?"
• "How do I improve my credit score so I can get balance transfer credit cards?"

Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 

📱 Get episodes early in the free Ramsey Network app! 

📈⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

❤️‍🩹 Get trusted insurance coverage that fits your budget.

⁠⁠⁠⁠📖 Your Total Money Makeover starts here.

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

Connect with our Sponsors:

• Stop paying more and start shopping smarter at ALDI
• Get 10% off your first month of BetterHelp
• Go to Boost Mobile to switch today!
• Learn more about Christian Healthcare Ministries
• Get started today with Churchill Mortgage
• Get 20% off when you join DeleteMe
• Go to FAIRWINDS Credit Union for an exclusive account bundle!
• Find top Health Insurance Plans at Health Trust Financial
• Use code RAMSEY to save 20% at Mama Bear Legal Forms
• Visit NetSuite today to learn more
• For more information, go to SimpliSafe
• Use promo code RAMSEY for 18% off at The Nokbox
• Get started with YRefy or call 844-2-RAMSEY
• Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices