Debt Won’t Fix What Discipline Can

📈⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

Jade Warshaw and Rachel Cruze answer your questions and discuss:

• "How do we recover from 2 hurricanes and being sued by credit card companies?"
• "How do we handle debt now that our financial situation has changed?"
• "How can we travel outside of the country without a credit card?"
• "Should I use a $400k settlement to pay off a bankruptcy?"
• "How do I get my husband on board with the Baby Steps?"
• "My 15-year-old daughter is an influencer and has saved $100k for a car. How much should she spend?"
• "Should I pay off my house before retirement?"
• "Was buying a mobile home a mistake?"
• "My husband gave away all of our retirement money in a scam,"
• "Should I pay off my debt before going back to school?"
• "My daughter is paying me back $50k. How do I make sure I'm responsible with this cash coming in?"
• "Can we pay for a honeymoon while on Baby Step 3?"
• "Am I a burden to my husband?"
• "Do I make enough money to move out on my own?"

Next Steps:

🏡 Check out our Mortgage Calculator

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

📈 For help with investing, get connected with a SmartVestor Pro.

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

Connect with our Sponsors:

• Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠
• Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠
• Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
• Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
• Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
• Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
• Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
• Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
• Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
• Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
• For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠
• Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠
• Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
• Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! 

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices