Financial Victories Don't Happen Without Sacrifices
2 tim 19 minâą16 december 2025
đ€ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Think youâre good with money? Take our Money in America quiz!â â â â â â â â â â â â â â â â â â â â â â Dave Ramsey answers your questions and discusses: âHow do I grow my Turo business?â âHow do I talk to my boyfriend about his irresponsible spending?â âWhat should I do with the extra income after paying off my home?â âShould I pause baby step 2 so I can cashflow college for my son? â âââI am a 30-year-old widower with nothing saved for retirement. How do I start investing for my future?âââ âMy department is facing layoffs, should I go back to school?â âWhat is the downside of putting less than 20% down on a home?â âHow do my fiance and I Priortize buying a home, getting married and paying off debt?â âCan we skip buying teacher Christmas presents while in baby step 3?â âHow should I pay my escrow shortage?â âWe make $200,000 a year but we are still living paycheck-to-paycheckâ âShould we use our emergency fund to buy a gun?â âShould we use our inheritance to pay off all our debt?â âHow do I start investing?â Next Steps:â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â âïžâ â â â â â â â Help us make the show better. Please take this short survey.â â â â â â â â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET orâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â send us an emailâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â đ Get organized and prepared to buy or sell a home đ» â â â â â â Find out where you stand with your money and get a free planâ â â â đ” â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Start your free budget today by downloading the EveryDollar appâ â â â â â â â â â â â â â â đ â â â â â â â â Preorder What No One Tells You About Money today now and get $100+ in bonus itemsâ â â Connect With Our Sponsors: Stop paying more and start shopping smarter at â â â â â â â ALDIâ â â â â â â . Amazon is making it easier than ever to find top gifts at amazing prices this season in the â â â â â â â Holiday Shopâ â â â â â â . Get 10% off your first month ofâ â â â â â â BetterHelpâ â â â â â â . Go to â â â â â â â Boost Mobileâ â â â â â â to switch today! Go toâ â â â â â â â â â â â â â â â â â â â â Casper Sleepâ â â â â â â and use promo code RAMSEY to learn more. Learn more aboutâ â â â â â â Christian Healthcare Ministriesâ â â â â â â . Get started today withâ â â â â â â Churchill Mortgageâ â â â â â â . Get 20% off when you join â â â â â â â DeleteMeâ â â â â â â . Go toâ â â â â â â FAIRWINDS Credit Unionâ â â â â â â for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at â â â â â â â Guardian Litigation Groupâ â â â â â â Find top health insurance plans at â â â â â â â Health Trust Financialâ â â â â â â . Use code RAMSEY to save 20% at â â â â â â â Mama Bear Legal Formsâ â â â â â â . Visitâ â â â â â â NetSuiteâ â â â â â â today to learn more. For more information, go to â â â â â â â SimpliSafeâ â â â â â â . Get started with â â â â â â â YRefyâ â â â â â â or call 844-2-RAMSEY. Visitâ â â â â â â Zander Insuranceâ â â â â â â for your free instant quote today! Explore more from Ramsey Network: đž â â â â â â â The Ramsey Show Highlightsâ â â â â â â đ§ â â â â â â â The Dr. John Delony Showâ â â â â â â đž â â â â â â â Smart Money Happy Hourâ â â â â â â đĄ â â â â â â â The Rachel Cruze Showâ â â â â â â đ° â â â â â â â George Kamelâ â â â â â â đȘ â â â â â â â Front Row Seat with Ken Colemanâ â â â â â â đ â â â â â â â EntreLeadershipâ â â â â â â â â â â â â â Ramsey Solutions Privacy Policyâ â Learn more about your ad choices. Visit megaphone.fm/adchoices
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