How & Why Married Couples Should Combine Finances (Hour 3)

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "How can I teach my son about money when his biological father is terrible with money?" 
• from the blog: 15 Ways to Teach Kids About Money,
• How a married couple should combine their money,
• "Should I do a cash-out refi?"
• from the blog: Cash-Out Refinance: How It Works and Is It Worth It?
• Do I need to set up a non-profit?

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