đ€ â â â â â â â â â â â â â â â â â â â â â â â â â â â â Think youâre good with money? Take our Money in America quiz!â â â â â â â â â Dave Ramsey and Rachel Cruze answer your questions and discuss: "As a single mom, what is the best way to get rid of a day care debt that is past due?" "My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?" "We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?" "I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?" "As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?" "How do you pay off your credit cards when the minimums are half my take-home pay?" Next Steps: âïžâ â â â â â â â â â â â â Help us make the show better. Please take this short survey.â â â â â â â â â â â â â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET orâ â â â â â â â â â â â â send us an emailâ â â â â â â â â â â â . đ± â â â â Get episodes early in the free Ramsey Network app! â â â â â â â â â â â â â â đ” â â â â â â â â â â â â â â â â â â Start your free budget today. Download the EveryDollar app!â â â â â â â â â â â â â â â â â đ§ź â â â â Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurryâthey sell out every year!â â â â đ Get organized and prepared to buy or sell a home. đĄïžGet trusted insurance coverage that fits your budget đ Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurryâthey sell out every year! Connect With Our Sponsors: Stop paying more and start shopping smarter at â â â â â â â â â â â â ALDIâ â â â â â â â â â â â . Get 10% off your first month ofâ â â â â â â â â â â â BetterHelpâ â â â â â â â â â â â . Go to â â â â â â â â â â â â Boost Mobileâ â â â â â â â â â â â to switch today! Go toâ â â â â â Casper Sleepâ â and use promo code RAMSEY to learn more. Learn more aboutâ â â â â â â â â â â â Christian Healthcare Ministriesâ â â â â â â â â â â â . Get started today withâ â â â â â â â â â â â Churchill Mortgageâ â â â â â â â â â â â . Get 20% off when you join â â â â â â â â â â â â DeleteMeâ â â â â â â â â â â â . Go toâ â â â â â â â â â â â FAIRWINDS Credit Unionâ â â â â â â â â â â â for an exclusive account bundle! Find top health insurance plans at â â â â â â â â â â â â Health Trust Financialâ â â â â â â â â â â â . Use code RAMSEY to save 20% at â â â â â â â â â â â â Mama Bear Legal Formsâ â â â â â â â â â â â . Visitâ â â â â â â â â â â â NetSuiteâ â â â â â â â â â â â today to learn more. For more information, go to â â â â â â â â â â â â SimpliSafeâ â â â â â â â â â â â . Get started with â â â â â â â â â â â â YRefyâ â â â â â â â â â â â or call 844-2-RAMSEY. Visitâ â â â â â â â â â â â Zander Insuranceâ â â â â â â â â â â â for your free instant quote today! Explore more from Ramsey Network: đž â â â â â â â â â â â â The Ramsey Show Highlightsâ â â â â â â â â â â â đ§ â â â â â â â â â â â â The Dr. John Delony Showâ â â â â â â â â â â â đž â â â â â â â â â â â â Smart Money Happy Hourâ â â â â â â â â â â â đĄ â â â â â â â â â â â â The Rachel Cruze Showâ â â â â â â â â â â â đ° â â â â â â â â â â â â George Kamelâ â â â â â â â â â â â đȘ â â â â â â â â â â â â Front Row Seat with Ken Colemanâ â â â â â â â â â â â đ â â â â â â â â â â â â EntreLeadershipâ â â â â â â â â â â â â â â â â â â â â â â â Ramsey Solutions Privacy Policyâ â â â â Learn more about your ad choices. Visit megaphone.fm/adchoices
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