No One Makes Good Decisions out of Fear or Desperation
2 tim 20 minâą18 december 2025
đ€ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Think youâre good with money? Take our Money in America quiz!â â â â â â â â â â â â â â â â â â â â â â â Dave Ramsey and Dr. John Delony answer your questions and discuss: âHow can I protect myself from my husbandâs gambling problem?â âI signed up for a student loan assistance program but I feel like I am being extorted rather than helpedâ âI am closing on a house I canât afford and Iâm pregnant. What should I do to get through this season?â âShould we sell a car we were gifted?â âShould I get a 529 plan for my children?â âMy elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addictionâ âWe are about to lose 80% of our income. Should we pay down our debt or save?â âShould I pull money from retirement to pay off my car?â âIs it too late for me to prepare for retirement?â âShould I let my son enjoy the fruits of his hard work?â âShould we pay off our house after we sell our rental?â âI received a personal injury settlement of $420,000. How should I manage this large lump sum?â âAm I risking my almost $1M net worth by carrying $1.4M in debt?â Next Steps:â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â âïžâ â â â â â â â â Help us make the show better. Please take this short survey.â â â â â â â â â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET orâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â send us an emailâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â đ” â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Start your free budget today by downloading the EveryDollar appâ â â â â â â â â â â â â â â â đ Find a Ramsey Trusted Real Estate Agent đ» â â â â â â â Find out where you stand with your money and get a free planâ â â â â đ â â â â â â â â â Preorder What No One Tells You About Money today now and get $100+ in bonus itemsâ â â â đïž Support the Timeshare Pricing Transparency Act Connect With Our Sponsors: Stop paying more and start shopping smarter at â â â â â â â â ALDIâ â â â â â â â . Amazon is making it easier than ever to find top gifts at amazing prices this season in the â â â â â â â â Holiday Shopâ â â â â â â â . Get 10% off your first month ofâ â â â â â â â BetterHelpâ â â â â â â â . Go to â â â â â â â â Boost Mobileâ â â â â â â â to switch today! Go toâ â â â â â â â â â â â â â â â â â â â â â â â Casper Sleepâ â â â â â â â and use promo code RAMSEY to learn more. Learn more aboutâ â â â â â â â Christian Healthcare Ministriesâ â â â â â â â . Get started today withâ â â â â â â â Churchill Mortgageâ â â â â â â â . Get 20% off when you join â â â â â â â â DeleteMeâ â â â â â â â . Go toâ â â â â â â â FAIRWINDS Credit Unionâ â â â â â â â for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at â â â â â â â â Guardian Litigation Groupâ â â â â â â â Find top health insurance plans at â â â â â â â â Health Trust Financialâ â â â â â â â . Use code RAMSEY to save 20% at â â â â â â â â Mama Bear Legal Formsâ â â â â â â â . Visitâ â â â â â â â NetSuiteâ â â â â â â â today to learn more. For more information, go to â â â â â â â â SimpliSafeâ â â â â â â â . Get started with â â â â â â â â YRefyâ â â â â â â â or call 844-2-RAMSEY. Visitâ â â â â â â â Zander Insuranceâ â â â â â â â for your free instant quote today! Explore more from Ramsey Network: đž â â â â â â â â The Ramsey Show Highlightsâ â â â â â â â đ§ â â â â â â â â The Dr. John Delony Showâ â â â â â â â đž â â â â â â â â Smart Money Happy Hourâ â â â â â â â đĄ â â â â â â â â The Rachel Cruze Showâ â â â â â â â đ° â â â â â â â â George Kamelâ â â â â â â â đȘ â â â â â â â â Front Row Seat with Ken Colemanâ â â â â â â â đ â â â â â â â â EntreLeadershipâ â â â â â â â â â â â â â â â Ramsey Solutions Privacy Policyâ â â Learn more about your ad choices. Visit megaphone.fm/adchoices
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