Short-Term Thinking Keeps You From Building Long-Term Wealth

🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

• "How can I get my husband to understand we can't afford groceries because of his drug addiction?"
• "My dad wants to give me money for a house but I want to invest it instead. What should I do?"
• "I currently have $130,000 in crypto, should I cash it out?"
• "My girlfriend wants me to sign a prenup, but I don't want to"
• "I'm worried about getting a bigger house. I think it will be too hard for us to take care of it, but we need it"
• "When is it appropriate to tip?"
• "How can we start a business when friends and family owe us so much money?"
• "We are stuck in Baby Step 1 and living in a camper. What should we do to get out of this situation?"

Next Steps:

✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ 

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠

✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠

📱 ⁠Download the free Ramsey Network app! ⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now!

🏠 Get organized and prepared to buy or sell a home.

Connect with our Sponsors:

• Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠
• Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠
• Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
• Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
• Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
• Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
• Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
• Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY
• Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
• To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠
• Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
• Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
• Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠
• Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠
• Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
• Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! 

Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠

⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices