#50 - Darcy Ungaro Interview (NZ Everyday Investor, Debt, Residential Property, Shares, Gold, Cryptocurrency etc.)

Darcy Ungaro is a financial advisor and the host of the investment podcast NZ Everyday Investor.

SOCIAL MEDIA

Website - https://ungaro.co.nz/nzeverydayinvestor/

Facebook - https://www.facebook.com/TheNZEverydayInvestor/

Twitter - @UngaroDarcy

Instagram - @nzeverydayinvestor

TIMESTAMPS

00:40 - Why Darcy Became A Financial Advisor

02:40 - How Darcy Started The NZ Everyday Investor Podcast

05:00 - Darcy’s Financial Advising Style/Common Questions Darcy Gets

06:40 - Good Debt & Bad Debt/Reasons Why People Get Into Debt

08:18 - Debt Coming From Belief System

09:10 - Good Debt/Examples Of Good Debt

10:52 - Good Debt Being Used To Buy Property

11:35 - Safely Taking Risks With Shares/Invest Or Paying Debt

13:23 - Diversifying With Investments

15:30 - How Darcy Explains Investing To Noobs

16:45 - Auckland House Prices/Struggling To Save

18:30 - People Being Caught Up In The Injustice Of How Difficult House Ownership Is

19:00 - Looking At Other Options Of House Ownership/Buying Outside Of Auckland

21:06 - Reece Gives Backstory Of How He Purchased His First House

22:36 - Darcy Uses Reece’s Story To Detail Different Housing Options

23:07 - Compromising On Your Housing Desires

24:18 - Darcy Gives Clients The Hard Truth/Rage Against The Machine

25:49 - Being A Slave To Your Mortgage/Trends Of First Home Buyers

27:00 - Housing Desires Changing Due To Circumstances e.g Children

28:00 - Reece Is Conscious Of Mortgage Repayments

28:59 - Staying The Course With Investing During Covid-19

30:45 - Repositioning Your Investment During Uncertain Times

32:33 - People Are Sheep

33:47 - Sharemarkets During Lockdown/Kneejerk Reactions

35:50 - Not One Size Fits All With Investing/Internet Providing Conflicting Information

38:09 - Darcy Still Changes His Views On Investing/Not Handling The Truth

39:54 - Reece’s Podcasting Style

40:48 - How Darcy Approaches Each Client

42:56 - So Many Different Types Of Financial Advice/How Darcy Operates

46:40 - Gold & Cryptocurrency Is Against The Status Quo

48:15 - Gold & Cryptocurrency Vs Shares

54:29 - Different Types Of Commercial Property

55:37 - Industrial Property Is A Necessity

56:45 - Reece Asks Darcy A Question He’s Never Been Asked Before

57:42 - Why Darcy Left Canada To Come To NZ

58:59 - NZ Will Be Prime Investment Due To It Being A Safehaven From Covid-19

1:01:16 - Problems With Auckland/Viewing Auckland Homes At Investments

1:02:52 - Where To Follow The NZ Everyday Investor Podcast

1:03:15 - Reece & Darcy Reflect On Information They Think Is Good But Audience Think Is Rubbish

1:05:11 - Where To Follow The NZ Everyday Investor Podcast Social Media