How to Face Credit Card Debt (Even If You’ve Been Avoiding It) with Mattie Gardner

If you’ve ever avoided opening your bank app because you just don’t want to know… this episode is for you.

Today I’m joined by Mattie Gardner, who is sharing her real-life journey of paying off $63,000 in credit card debt—and not from the other side, but right in the middle of it.

We talk about the part no one really talks about: the avoidance, the shame, the fear of even looking at the numbers… and what it actually looks like to take your power back.

This isn’t a “perfect budget” conversation. It’s a real one.

We get into:

• What to do if you’ve been avoiding your finances
• The first step to facing credit card debt (without spiraling)
• How to navigate money in marriage—even when you disagree
• Why knowing your numbers is more empowering than scary
• Simple, doable habits that actually help you start paying off debt

Whether you’re dealing with credit card debt, money stress, or just feel overwhelmed by your finances, this episode will remind you that you’re not alone—and that you can start from exactly where you are.

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