23. Struggling With Money Since Becoming a Mum? Here’s What I Wish I Knew About Maternity Pay and Baby Expenses

If you're struggling with money since becoming a mum or expanding your family, you are not alone. In this episode, I share what I wish I'd heard before having a child, including:

• Why maternity pay isn’t a full salary replacement 

• What I would have done differently financially

• Common mistakes self-employed mums make

• Honest tips to cut costs without cutting joy

• How my family saves on clothes, toys, food, and more without shame

Whether you're expecting, self-employed, or just wondering where all your money is going, this episode offers real stories and smart, practical advice to help you feel more in control of your finances.

Links mentioned:

• Dirty Dozen list for organic food
• Free Meal Planning Spreadsheet and ChatGPT prompt 

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